Personal Banking

CCSB Farm Loans

Clay County State Bank has been a proud member of the farming community for over 100 years!  We offer a variety of farm loans and we are here to help you in all aspects of your farming operation.  Whether you are acquiring more land or livestock, new or additional equipment, or need funds to cover operating expenses, let CCSB be a part of your farm team!

Operating Loans

CCSB can provide financing for your daily operational expenses with a convenient line of credit.  This is an excellent way to manage your operating costs since you can pay it down as you sell livestock or crops. 

Term Loans

CCSB offers financing for your livestock, equipment or machinery purchases.  Call us today to speak with one of our loan officers regarding our flexible payment options and rates. 

Farm Mortgage Loans

    These types of loans are used to refinance or purchase land, buildings and/or facilities.  CCSB offers flexible amortization periods with payments that can be made monthly, quarterly, semi-annually or annually. 

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