Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Clay County State Bank Louisville, Illinois ## Sitemaps - [XML Sitemap](https://www.claycobank.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Pages - [Home](https://www.claycobank.com/) - Welcome to Clay County State Bank Residents of Clay County and the surrounding area have relied on our Bank for sound, professional service for over 100 years. We appreciate all those who bank with us and we look forward to the opportunity of working with anyone who is looking for a community bank to help - [Current Rates](https://www.claycobank.com/current-rates/) - Current Rates These rates are effective August 4th, 2026. For more information, please contact us. Check with us for any CD specials! [table id=1 /] PLEASE ASK AN EMPLOYEE FOR FURTHER INFORMATION OR ASSISTANCE CONCERNING FEES AND TERMS. A penalty may be imposed for early withdrawal for Certificate of Deposit holders. # Rates may change - [IL-CRA Notice](https://www.claycobank.com/ilcranotice/) - Community Reinvestment Act Notice Under the Federal Community Reinvestment Act (CRA), the Federal Deposit Insurance Corporation (FDIC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The FDIC also takes this record into account when deciding on certain applications submitted by us. Your involvement is - [Accessibility Statement](https://www.claycobank.com/accessibility-statement/) - We strive to ensure that our customers have full access to the services offered and to the information shared on our websites. We’re actively seeking to improve our performance to meet level AA of the Web Content Accessibility Guidelines (WCAG) 2.0. If you experience any issues using our site, please let us know the web - [Contact Us](https://www.claycobank.com/contact-us/) - Contact UsClay County State BankAddress: 111 North Church Street PO Box: 248 City, State, & Zip: Louisville, IL 62858 Email: info@claycobank.com Fax: 618-665-3619 Phone: 618-665-3314 EMAIL IS NOT SECURE; PLEASE DO NOT SEND ANY CONFIDENTIAL INFORMATION. - [Checking, Savings, & IRAs](https://www.claycobank.com/personal-banking/) - Personal Banking Checking Accounts Regular Checking Non-Interest Bearing Monthly Statement No Transaction Limit ATM/Debit Card (Upon Approval) NOW Checking Interest Paid Monthly Monthly Statement No Transaction Limit $6.00 Monthly Fee if Balance Falls Below $1,200.00 ATM/Debit Card (Upon Approval) Super NOW Checking Interest Paid Monthly Monthly Statement No Transaction Limit $10.00 Monthly Fee if Balance - [Debit Card FAQ](https://www.claycobank.com/debit-card-faq/) - Debit Card FAQs How do I order a debit card? Sign an application at Clay County State Bank. Once it is approved your card will be ordered and arrive in five to seven days. My Clay County State Bank debit card is lost or stolen. What should I do? Contact us at 618-665-3314. If - [New Customer](https://www.claycobank.com/new-customer/) - New Customer We would like to welcome you to our website, and if you are not already, we invite you to become a customer of the Clay County State Bank. Following are a few easy steps you may take to smoothly transition from your current financial institution to Clay County State Bank. Please visit us - [About Us](https://www.claycobank.com/about-us/) - About Us Clay County State Bank Clay County State Bank was organized September 13, 1905 as a direct result of a group of local individuals, who met to discuss the possibility of creating a new bank, whose primary purpose would be to serve the community and the surrounding area by providing banking services. Those members - [Mobile Privacy Policy Disclosure](https://www.claycobank.com/mobile-privacy-policy-disclosure/) - Clay County State Bank Mobile Privacy Policy General We want you to understand the types of information we access, collect, use, store, and transfer (“Process”) through our mobile banking application (our “App”), including when you are using the App as well as when the App is running in the background. Be assured the App Processes - [COVID-19: Lobby Hours](https://www.claycobank.com/covid-19-lobby-hours/) - Clay County State Bank’s highest priority is to provide for and keep safe our customers, our staff and our community, while continuing to serve your financial needs. In an effort to accomplish that priority, we are asking our customers to utilize our drive-through and ATM facilities, as well as online and mobile banking services. Our - [Consumer Loans](https://www.claycobank.com/consumer-loans/) - Consumer Loans Consumer loans allow you to borrow money for a variety of reasons. Whether it is to purchase a car or recreational vehicle, make home improvements, cover unexpected expenses, take a vacation – you decide! Clay County State Bank will be happy to provide assistance when you need a loan for any purpose. Personal - [Residential Real Estate Loans](https://www.claycobank.com/residential-real-estate-loans/) - Residential Real Estate Loans Your home is probably the biggest investment you will make during your lifetime. How you finance your home is one of the most important financial decisions you will make. We offer a variety of low-rate mortgage options, whether you are looking to purchase a home, refinance your current home, or construct - [Business Loans](https://www.claycobank.com/business-loans/) - Business Loans Let Clay County State Bank help make your business goals a reality! Whether you are expanding your existing business, starting a new operation, or need working capital, CCSB offers a variety of short or long-term loans to fit your individual needs. Call today and ask to speak with Randy, Greg or Troy! Operating - [Cash Management](https://www.claycobank.com/cash-management/) - Cash Management Additional online features are currently available for Business Customers. These features may be subject to additional terms and conditions. ACH Credit and Debit Origination NACHA File Imports Sub-User Administration Business Customers interested in these services should contact us for additional information. EMAIL IS NOT SECURE; PLEASE DO NOT SEND ANY CONFIDENTIAL INFORMATION. - [Loans](https://www.claycobank.com/loans/) - Loans At Clay County State Bank, we are all about banking that revolves around you. We have a more human approach to doing business with local decision-making that gives you the personal attention you deserve. What this means is less “big-bank” bureaucracy. Because we are locally owned, you will have the convenience of quick approval - [Other Services](https://www.claycobank.com/other-services/) - Other Services We offer many other conveniences Automatic Funds Transfer – You may have a set amount of money transferred from one account to another within the bank on a regular basis for no charge. Automatic Payments – You may pay a Christmas Club or loan payment from a deposit account. Cashier’s Check and Money Orders* – When - [Privacy Policy](https://www.claycobank.com/privacy-policy/) - Privacy Policy Internet Privacy Policy This Internet Privacy Policy explains how we may collect information from you when you visit our web site or when you use our online financial services. We recognize the importance our customers place on the privacy and security of their personal information. Our goal is to protect your personal information - [Farm Loans](https://www.claycobank.com/farm-loans/) - Farm Loans Clay County State Bank has been a proud member of the farming community for over 100 years! We offer a variety of farm loans and we are here to help you in all aspects of your farming operation. Whether you are acquiring more land or livestock, new or additional equipment, or need funds ## Templates Builder - [Login Box](https://www.claycobank.com/?porto_builder=login-box) - Online Banking Enroll Now Enroll Your Business Demo Click to Sign In Forgotten Password?