Consumer Loans

Consumer loans allow you to borrow money for a variety of reasons. Whether it is to purchase a car or recreational vehicle, make home improvements, cover unexpected expenses, take a vacation – you decide! Clay County State Bank will be happy to provide assistance when you need a loan for any purpose.

Personal Loans
Need to pay off some bills? Make some car repairs? Get some extra cash for that dream vacation? Make some improvements to your home? Whatever it may be – you decide! Obtaining a personal loan is an alternative to increasing your credit card debt. CCSB will structure a repayment plan unique to your budget without excessive fees.

Automobile / Recreational Loans
Looking to buy a new or used vehicle, motorcycle or boat? With this type of loan you borrow a fixed amount then make a fixed payment each month which is determined by the length of the repayment period. Call CCSB today to speak with one of our friendly loan officers, Randy, Greg or Troy and let them see if they can help!

Credit Life & Disability Insurance
Credit Life and Disability Insurance is available for your financial security. You have the option of insuring the payments of your loan in case of death, injury or sickness.

Automatic Loan Payments
Never worry about forgetting a payment again! Talk to a Clay County State Bank Loan Officer to see how easy it is to have your installment loan payments deducted from your checking or savings account.

Click here to download and print a Loan Application