CCSB Deposit Account Options
We offer flexible banking solutions designed to fit your everyday lifestyle and long-term financial goals. Whether you are looking for a reliable checking account, a smart way to save, or convenient digital tools to manage your money on the go, our secure services keep you connected to your finances. Explore our full suite of personal accounts, digital banking options, and investment tools below to find the perfect match for your needs.
Regular Checking
Enjoy straightforward banking with a Non-Interest Bearing account designed for your daily spending needs. This account features a Monthly Statement to easily track your funds and offers No Transaction Limits, giving you total freedom over your money. Access your cash instantly with a secure ATM/Debit Card available upon approval.
- Non-Interest Bearing
- Monthly Statement
- No Transaction Limit
- ATM/Debit Card (Upon Approval)
NOW Checking
Put your money to work with our NOW Checking account, which features Interest Paid Monthly to help your balance grow. You will receive a detailed Monthly Statement and enjoy No Transaction Limits for flexible spending. Please note that a $6.00 Monthly Fee applies if your balance falls below $1,200.00. An ATM/Debit Card is available upon approval.
- Interest Paid Monthly
- Monthly Statement
- No Transaction Limit
- $6.00 Monthly Fee if Balance Falls Below $1,200.00
- ATM/Debit Card (Upon Approval)
Super NOW Checking
Maximize your earnings with higher yield Interest Paid Monthly through our premium Super NOW account. This option provides a Monthly Statement and No Transaction Limits for unrestricted account management. A $10.00 Monthly Fee is charged if the balance falls below $2,500.00. It includes an ATM/Debit Card upon approval.
- Interest Paid Monthly
- Monthly Statement
- No Transaction Limit
- $10.00 Monthly Fee if Balance Falls Below $2,500.00
- ATM/Debit Card (Upon Approval)
Passbook Savings
Watch your savings grow steadily with Interest Paid Semi-annually on your hard-earned money. A printed statement is provided at the time your interest is credited, or you can choose to print it monthly alongside your checking account statement. A $5.00 Service Fee is charged semi-annually if the balance falls below $100.00, but this fee is completely waived for Senior Citizens and Full-time Students.
- Interest Paid Semi-annually
- Statement at time Interest Paid or print Monthly with Checking Account
- $5.00 Service Fee charged Semi-annually if Balance Falls Below $100.00
- (Waived for Senior Citizens and Full-time Students)
Statement Savings
Seamlessly manage your money with an account that rewards you with Interest Paid Semi-annually on a Tiered Balance system. This option requires an active Checking Account with us, and your statement prints conveniently every month alongside your checking summary. A $5.00 Service Fee applies semi-annually if the balance falls below $100.00, which is waived for Senior Citizens and Full-time Students.
- Required to have Checking Account with us
- Interest Paid Semi-annually on Balance Tier
- Statement prints monthly with Checking Account
- $5.00 Service Fee charged Semi-annually if Balance Falls Below $100.00
- (Waived for Senior Citizens and Full-time Students)
Christmas Club Savings
Take the stress out of holiday shopping by planning ahead with our seasonal savings program. Simply make 49 weekly payments of a set amount, and we will make the 50th payment for you as a special earnings bonus. You can easily manage your contributions using Coupon Books or Automatic Transfers. Checks are printed and distributed around November 1st, just in time for your holiday purchases.
- Make 49 weekly payments of set amount, we will make 50th payment as an earnings payment.
- Coupon Books or Automatic Transfers
- Checks printed around November 1st
Online Bill Pay
Managing your monthly expenses is now easier than ever with our intuitive home page dashboard. Take control of your schedule and pay bills in just one click by selecting your payee and entering the amount and date. The dashboard lets you view all payees, upcoming bills, and payment history at a glance. You can also add a new payee faster than ever or set up recurring payments to automatically save time each month.
- PAY in just one click.
- Find the person or company and enter the payment amount and date. Then select “Pay.”
- VIEW all payees, upcoming bills and payment history.
- ADD a new payee faster than ever.
- Select the “Add a payee” button to add a person or company.
- MAKE recurring payments and save time each month.
- Simply select “Make it recurring” next to your payee.
Mobile Banking
Take your bank wherever you go by enrolling directly through our mobile application. Simply search for CCSB Mobile in your device’s app store or use our direct links for iOS/iPhone and Android users. Once registered, you can securely get account balances, view recent transaction history, transfer funds between accounts, and pay your bills from the palm of your hand.
- Get account balances
- View recent transaction history
- Transfer funds between accounts
- Pay bills
Text Banking
Get instant updates without needing an internet connection by using standard text messaging. Simply use your mobile phone to get account balances, view recent transaction history, and receive mobile alerts. Text HELP to 96865 for more information or text STOP to 96865 to opt out at any time. Please note that text banking is limited to one text message per query, and standard message and data rates may apply. For direct support, call 618-665-3314.
Use text messaging (SMS) to:
- Get account balances
- View recent transaction history
- Get Mobile Alerts
- Send HELP to 96865 for more information
- Send STOP to 96865 to opt out
- One text message per query. Message and Data rates may apply
- For support, call 618-665-3314
Certificates of Deposit (CDs)
Lock in a guaranteed return on your investment with our flexible Certificates of Deposit. We offer a variety of terms and payment options tailored to match your specific financial timeline. You can open an account today and begin securing your financial future with a low $500.00 minimum deposit.
- Variety of Terms and Payment Options
- $500.00 minimum deposit
Individual Retirement Accounts (IRAs)
Build a secure foundation for your future retirement with our comprehensive investment paths. We provide a variety of terms and payment options across Traditional, Roth, and SEP IRAs to complement your unique tax planning strategies. We also support seamless Transfers and Rollovers from existing plans, and offer specialized Health Savings Accounts (HSAs) to help you prepare for long-term medical expenses.
- Variety of Terms and Payment Options
- Traditional
- Roth
- SEP
- Health Savings Accounts
- Transfers/Rollovers