Loans

At Clay County State Bank, we are all about banking that revolves around you.  We have a more human approach to doing business with local decision-making that gives you the personal attention you deserve.  What this means is less “big-bank” bureaucracy.  Because we are locally owned, you will have the convenience of quick approval on your loan request.

Click on one of the option(s) listed below to find out more about the types of loans that we have to offer and see which best suits your borrowing needs!

• Farm Loans
• Consumer Loans
• Business Loans
• Residential Real Estate Loans

Loan Officers

Jon R. Wells, President – NMLS ID #723383

Greg T. Perry, Vice President – NMLS ID #723380

Troy L. Fender, Vice President – NMLS ID #723381

Clay County State Bank – NMLS Institution ID #715456